Tag Archives: buget

7 Christmas Shopping Tips To Save You Money

7 Christmas Shopping Tips To Save You Money

With Christmas soon approaching, many of us are busy preparing for our favorite time of the year. Data shows that American consumers plan to spend over $1,000 each on Christmas gifts this year–$936 on gifts to others and $140 in gifts for themselves. No matter what your income or what kind of budget you’re workingRead article

Everything you need to know about finances

Everything you need to know about finances

University of Chicago social scientist Harold Pollack says that everything you need to know about finances will fit on one index card. His advice is summarized below: MAX your 401(k) or equivalent employee contribution. Buy inexpensive, well-diversified mutual funds. Pay attention to fees. Avoid actively-managed funds. Never buy or sell an individual security. The personRead article

Saving Money on Electricity

Saving Money on Electricity

Many people assume that their monthly electricity bills are a fixed expense. But there really are things you can do to reduce your cost of electricity. Consider the following: Clean up. Dirt behind your fridge, in your dryer lint catcher, and around your air conditioner coils will increase the energy it takes for them toRead article

9 Ways to Build An Emergency Fund

9 Ways to Build An Emergency Fund

In the article “9 Ways to Build Your Emergency Fund,” Dave Ramsey suggests ways to build  a $1,000 starter emergency fund. Here’s a summary: 1. Get a second job. No fun, but it’s temporary. There may be some things you can do from home. 2. Sell some stuff. It’s likely that you have lots of stuff you reallyRead article