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Debt Consolidation

Debt Consolidation

Few things can make you feel more out of control than having payments due on multiple credit cards and loans and not enough money to pay them. It can be emotionally and financially draining. Certainly, the solution is to not acquire too much debt in the first place,...
Solve the Riddle of Debt by Spending Less of Your Hard-Earned Money

Solve the Riddle of Debt by Spending Less of Your Hard-Earned Money

Most Americans are adventure junkies and love to live on the edge. But when it comes to financial management, living on the edge can actually complicate your financial state. As a matter of fact, 49% of Americans don’t have an emergency fund in these tough economic...
Ask for a Lower Rate

Ask for a Lower Rate

Ask and you might receive. When Money magazine called 10 credit card lenders and merely asked them to lower their interest rates, 3 out of 10 did! If you have a car loan, ask if they can reduce the rate of that as well. This could also work in other areas of banking....