Tag Archives: debt

Debt Consolidation

Debt Consolidation

Few things can make you feel more out of control than having payments due on multiple credit cards and loans and not enough money to pay them. It can be emotionally and financially draining. Certainly, the solution is to not acquire too much debt in the first place, but if you already have, debt consolidationRead article

Solve the Riddle of Debt by Spending Less of Your Hard-Earned Money

Solve the Riddle of Debt by Spending Less of Your Hard-Earned Money

Most Americans are adventure junkies and love to live on the edge. But when it comes to financial management, living on the edge can actually complicate your financial state. As a matter of fact, 49% of Americans don’t have an emergency fund in these tough economic times. This is one of the reasons why AmericansRead article

Pay Off Credit Card Debt

Pay Off Credit Card Debt

One of the first steps in wiping out debt is to pay off any credit card balances, since they usually carry the highest interest rates of any debt—today an average 15%. Here are 3 strategies for getting that balance paid off: 1. Pay it off with money from savings. If you have money in savingsRead article

Advice for College Seniors

Advice for College Seniors

Money magazine (May 2012, p. 12) offers the following advice for college seniors: “Don’t expect a job to come to you. Get out there and network with people.” –Matthew Doyle “Buy a used fuel-efficient car and brown-bag your lunch” –Christine Deloach “Always, always, always, spend less than you bring in.” –Barry Miller “Use only oneRead article