Monthly Archives: September 2012

Credit Card Rewards

Credit Card Rewards

Are you one of the many people who get no rewards from their credit card? If so, take a few minutes and switch to card that offers rewards. If you have a credit score above 700, don’t settle for less than 1.5% rewards on your credit card. Get the rewards you want. If you don’tRead article

Make Side Jobs Pay

Make Side Jobs Pay

If you want to make your job really pay, you may want to take work on the side, suggests Money magazine (July 2012, p. 60). “Moonlighting can really pay off. Seasoned business analysts commanded $50 to $90 an hour for temp work in the first quarter of 2012, depending on the region, according to IQNavigator.Read article

Cash vs. Credit

Cash vs. Credit

Many people are finding that they can go cashless, since you can now pay for just about everything with debit cards, credit cards, or an app on your mobile phone. 40% of adults have gone cashless for an entire week. Although being cashless may be convenient, it can also be a threat to being thrifty.Read article

9 Ways to Build An Emergency Fund

9 Ways to Build An Emergency Fund

In the article “9 Ways to Build Your Emergency Fund,” Dave Ramsey suggests ways to build  a $1,000 starter emergency fund. Here’s a summary: 1. Get a second job. No fun, but it’s temporary. There may be some things you can do from home. 2. Sell some stuff. It’s likely that you have lots of stuff you reallyRead article

Pay Off Credit Card Debt

Pay Off Credit Card Debt

One of the first steps in wiping out debt is to pay off any credit card balances, since they usually carry the highest interest rates of any debt—today an average 15%. Here are 3 strategies for getting that balance paid off: 1. Pay it off with money from savings. If you have money in savingsRead article