Category Archives: Household

Emergency Cash Fund

Emergency Cash Fund

Given the volatile nature of the world we live in, it is prudent to prepare yourself with a basic supply of food, other necessities, and money—in case of an emergency or a change in life situation. Emergencies or Life Changes When you hear “emergency,” you probably think of a hurricane, earthquake, or other natural disaster. Maybe youRead article

Save on Home Remodeling

Save on Home Remodeling

Here are ideas on how to save on a home remodeling project: Do it off-season. Like accountants and farmers, home-improvement pros have a slow season when they may slash prices to get business. Redoing your bathroom in January, replacing a furnace in July, or installing a patio in November could save you 5-15%. Buy online.Read article

Saving Money on Electricity

Saving Money on Electricity

Many people assume that their monthly electricity bills are a fixed expense. But there really are things you can do to reduce your cost of electricity. Consider the following: Clean up. Dirt behind your fridge, in your dryer lint catcher, and around your air conditioner coils will increase the energy it takes for them toRead article

Light Bulbs

Light Bulbs

How do you choose among the various types of light bulbs that are available today? Incandescent bulbs are the traditional light bulbs with a filament wire. They are the least expensive to buy, but also the least efficient in using electricity. Compact fluorescent (CFL) bulbs use 65-75% less energy than standard incandescent bulbs and lastRead article

Unplug It

Unplug It

Many electronics and appliances such as DVD players, TVs, computers, and kitchen appliances continue to use small amounts of power (“vampire power”) even when they are turned off. In fact, Energy Star estimates that 75% of the electricity in the average home is consumed while the products are turned off. • If left plugged in, aRead article

Modem for Cable TV

Modem for Cable TV

Here’s a way to save around $7 a month if you have cable TV and are renting the company’s modem. Check your bill to see if you are being charged a lease fee for a modem. It will usually be around $7 a month. Instead of leasing it from the cable company, you can buyRead article