Dec 18, 2012
Interest rates are at historic lows. If your home or car loan is older than a year, chances are that you could save lots of money by refinancing. If you have tried to refinance, but didn’t qualify, try again. There are new government programs now that may work for...
Dec 16, 2012
Here’s a great deal for eating out: at Restaurant.com, you can get a $25 gift certificate for only $10 and it’s good at over 18,000 restaurants nationwide. You can find restaurants close to you and see detailed information about each restaurant, including...
Dec 14, 2012
Should you buy an extended warranty? Extended warranties are not a good deal and especially not for new cars. Dave Ramsey says that 75-85% of the cost of an extended warranty of a product goes to advertising, commissions, and profit. Therefore, if you pay $100 for a...
Nov 28, 2012
Ask and you might receive. When Money magazine called 10 credit card lenders and merely asked them to lower their interest rates, 3 out of 10 did! If you have a car loan, ask if they can reduce the rate of that as well. This could also work in other areas of banking....
Nov 5, 2012
The Swirl mobile app is a personal shopping assistant that lets you clip and save things you like, share them with friends, and then find out where you can buy them locally. It just launched in August 2012 with 220 deals with major brands like Macy’s, Nordstrom, and...
Nov 3, 2012
Here are some current deals for 50% off: Gap gift card 50% off iTunes gift card 50% off Old Navy gift card 50% off $5 For A $10 Papa John’s gift card $3 for $10 Toys “R” Us gift card $7.50 for a $15 Rainforest Cafe gift card $7.50 for $15 Payless...
Nov 2, 2012
SavingStar is a free website and mobile app that is great for extra coupon savings. It has digital coupons for more than 24,000 supermarkets and drugstores. Instead of getting the discount at the cash register, the savings are added to your SavingStar account. Once...
Oct 20, 2012
Here’s a great new mobile app for the iPad that you’ll enjoy. The Amazon Windowshop mobile app is full of beautiful pictures you can see, share, and shop. It is an amazing new way to shop Amazon’s millions of items. Same selection, same low prices,...
Oct 16, 2012
Here’s a way to save around $7 a month if you have cable TV and are renting the company’s modem. Check your bill to see if you are being charged a lease fee for a modem. It will usually be around $7 a month. Instead of leasing it from the cable company,...
Sep 19, 2012
If you want to make your job really pay, you may want to take work on the side, suggests Money magazine (July 2012, p. 60). “Moonlighting can really pay off. Seasoned business analysts commanded $50 to $90 an hour for temp work in the first quarter of 2012, depending...
Sep 17, 2012
Many people are finding that they can go cashless, since you can now pay for just about everything with debit cards, credit cards, or an app on your mobile phone. 40% of adults have gone cashless for an entire week. Although being cashless may be convenient, it can...
Sep 12, 2012
In the article “9 Ways to Build Your Emergency Fund,” Dave Ramsey suggests ways to build a $1,000 starter emergency fund. Here’s a summary: 1. Get a second job. No fun, but it’s temporary. There may be some things you can do from home. 2. Sell...
Jul 15, 2012
Money magazine (May 2012, p. 12) offers the following advice for college seniors: “Don’t expect a job to come to you. Get out there and network with people.” –Matthew Doyle “Buy a used fuel-efficient car and brown-bag your lunch” –Christine Deloach “Always, always,...
