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Go straight to these 2 simple portals to access most of the online shopping discounts:

rakutenRakuten gives you Cash Back when you shop online at 2,500 different stores!

Just go to Rakuten first, then click on your favorite online retailer. The Rakuten home page tells you the percentage you’ll save. For example, right now you can get 10% cash back at Old Navy, 10% at Sears, 5% at, and 6% at Kohl’s. Deals change daily.

Set up a Rakuten account and tell them where to mail your check. Then it’s all automatic from there. There are no points to redeem, no forms to mail in, and no fees. Stores pay Rakuten a sales commission for sending shoppers their way, and Rakuten uses the commission to pay you cash back.

The money stacks up in your account, and 4 times a year or more, they mail you a big fat check, or transfer the money to your PayPal account, or even send the money to your favorite charity. It’s up to you. Membership is free.

amazon_logoAmazon is the other great place to go. They consolidate the best Black Friday and Cyber Monday deals that other stores are planning. New deals are added every 10 minutes. Amazon is the world’s largest online retailer.