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Credit-CardsThe Alliant cash-back Visa card offers an amazing 3% cash back on all purchases and no annual fee for the first year. After the first year, the cash-back is 2.5% and the annual fee is $59.

This is the best deal we’ve seen. You can get the cash back as a statement credit or as a deposit into your Alliant checking or savings account.

You must become a member of the Alliant Credit Union, which you can qualify for if you donate $10 to the charity Foster Care to Success and open a savings account with $5 that Alliant will also give you. What a deal! See