Jan 2, 2019
Personal finance mobile apps are a handy, easy, and effective way to improve your budgeting skills at the flick of a fingertip, and without an Excel spreadsheet or yellow legal pad in sight. Want to track your spending in real time? A mobile phone budgeting app can do...
Dec 6, 2016
With Christmas soon approaching, many of us are busy preparing for our favorite time of the year. Data shows that American consumers plan to spend over $1,000 each on Christmas gifts this year–$936 on gifts to others and $140 in gifts for themselves. No matter...
Oct 15, 2013
University of Chicago social scientist Harold Pollack says that everything you need to know about finances will fit on one index card. His advice is summarized below: MAX your 401(k) or equivalent employee contribution. Buy inexpensive, well-diversified mutual funds....
Jan 16, 2013
Many people assume that their monthly electricity bills are a fixed expense. But there really are things you can do to reduce your cost of electricity. Consider the following: Clean up. Dirt behind your fridge, in your dryer lint catcher, and around your air...
Sep 12, 2012
In the article “9 Ways to Build Your Emergency Fund,” Dave Ramsey suggests ways to build a $1,000 starter emergency fund. Here’s a summary: 1. Get a second job. No fun, but it’s temporary. There may be some things you can do from home. 2. Sell...
